Apple Pay spending caps lifted across most terminals in the UK

“The majority of Apple Pay tills in the UK can now accept mobile payments above £30, bringing the tech giant’s vision of replacing the wallet a step closer,” James Titcomb reports for The Telegraph. “Jennifer Bailey, the head of Apple’s payments business, said over half of contactless payment terminals in the UK are now able to take Apple Pay transactions of any value. Most card readers had previously been restricted to £30, the default upper limit for contactless card transactions.”

“The upgrades, which Ms Bailey said applied to hundreds of thousands of terminals, means shoppers in many places can make payments of any value without taking their wallet with them,” Titcomb reports. “Higher-value payments are seen as a key advantage for Apple over contactless cards as it seeks to grow its payments business.”

“Retailers now accepting the higher-value payments include supermarkets such as Waitrose and Sainsbury’s and restaurants including Pizza Express and Nando’s,” Titcomb reports. “Ms Bailey hinted that Apple was working on new technology that would replace other parts of the wallet apart from credit cards. ‘If you think about all the things in your wallet, we’re thinking about all those things, we’re probably actively working on most of them,” she said. “We’re starting with payments. Some are longer term, we see this as a long term journey rather than something we can solve in the next 12 months.'”

Read more in the full article here.

MacDailyNews Take: Finally! Apple Pay away, UK!

Why Apple Pay is beating (and will continue to beat) Google in mobile payments – April 13, 2017
We spent around $20 billion using Apple Pay in 2016 – April 5, 2017
Apple Pay promised to make plastic obsolete, but wary shoppers and confused clerks hinder adoption – April 5, 2017
Retail survey: Apple Pay now being accepted at more retailers than any other mobile payments service – February 22, 2017
Apple Pay transactions are growing at a rapid rate – November 30, 2016
Apple Pay messaging at point-of-sale drives 135% increase in mobile payments usage – November 21, 2016
Apple Pay at two years: Not much to celebrate – yet – October 20, 2016
What’s wrong with Apple Pay? – August 5, 2016
Apple Pay’s frequency of usage is putrid – August 3, 2016
Apple Pay and wannabes must offer perks to grow – December 14, 2015
Starbucks, KFC, and Chili’s to accept Apple Pay this year – October 8, 2015
Barclays to bring Apple Pay to the UK in early 2016 – October 7, 2015
Some Best Buy stores are now accepting Apple Pay – September 18, 2015
MCX CEO gone a day after Apple Pay lands Best Buy – April 28, 2015
Best Buy capitulates, to accept Apple Pay despite CurrentC allegiance – April 27, 2015
Major retailers see Apple Pay wave – November 17, 2014
In only 3 weeks, Apple Pay is changing how consumers pay – November 17, 2014
Boycott CVS and Rite Aid – October 27, 2014
Bad business: CVS and Rite Aid antagonize their most well-heeled customers by blocking Apple Pay – October 27, 2014
CVS stores reportedly disabling NFC to shut down Apple Pay – October 25, 2014
iPhone users earn significantly more than those who settle for Android phones – October 8, 2014
Yet more proof that Android is for poor people – June 27, 2014
More proof that Android is for poor people – May 13, 2014
Apple’s iOS dominates in richer countries, Android in poorer regions – March 25, 2014
Twitter heat map shows iPhone use by the affluent, Android by the poor – June 20, 2013


  1. Hurray. I’ve been waiting fir this since day one. Can’t wait to go to the supermarket and see the surprise on the checkout clerks face as I pay over £100 for my shopping just as when Apple Pay first came out.

    Is it just Apple Pay or does it work with Google Wallet too? I hope not.

  2. The other good news in this story is that more than 50% of card payment terminals in the UK now work with Apple Pay.

    The major omission that I notice is that there doesn’t currently appear to be a way to pay using Apple Pay at most petrol pumps. It wasn’t much of an issue when the transaction limit was only £30, but without that limit, it will now need to be addressed.

  3. Jennifer Bailey states that Apple intends to replace the wallet. A tall order, that. They’d need to incorporate all my rewards cards somehow, and get all the lending libraries on board to replace library cards. Municipalities and megastores would need to agree to digital licences and membership cards. There seems little incentive for all these organisations to do so.

    Moreover, the wallet industry will continue to thrive as long as the average person continues to carry coins, coupons, stamps, and pictures of their loved ones; collects the odd receipt and laundry ticket; or jots a new password on a scrap of paper.

    1. I think the contactless card limit was £30 and Apple Pay was often lumped in with that.

      On our terminal at work contactless is £30 but Apple Pay has always been £9,000

  4. Well I’m delighted. When stores don’t have Pay, I ask “Why not?”, but when they do and I can pay with my watch, I’ve been telling them the £30 limit will be dropped some day — and now, at last, it has.

    People in the checkout queue at Morrisons have been able to hear me telling the checkout staff how much more secure it is. Influence by small measures, eh?

    The truth, I suspect, is that they’ve had so few (if any) problems with Pay in the UK that it’s proved its trustworthiness.

    I sincerely hope that can’t be said of the laughably inept ‘competition’.

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