UnitedHealthcare lets Apple Watch users can earn money for medical expenses

“Need an incentive to exercise? Maybe the chance to land an Apple Watch could help,” CNET reports. “That’s what UnitedHealthcare is hoping, anyway.”

“The health insurance company is integrating the Apple Watch into its UnitedHealthcare Motion digital wellness program, which gives people access to activity trackers that then allow them to earn up to $1,000 a year if they meet daily walking goals,” CNET reports. “After paying tax and shipping, anyone enrolled in UnitedHealthcare Motion can get an Apple Watch Series 3 and have the option to apply earnings from the program toward buying the device. After that, their earnings are deposited into their health savings account or health reimbursement account to help cover out-of-pocket medical expenses.”

“The program’s walking goals are centered around frequency (walking 500 steps within seven minutes six times per day, at least an hour apart), intensity (3,000 steps within 30 minutes) and tenacity (10,000 total steps each day),” CNET reports. “If participants meet these daily goals, they can own the watch in six months.”

Apple Watch Series 3 (GPS + Cellular). The freedom to go with just your Apple Watch.
Apple Watch Series 3 (GPS + Cellular)

Read more in the full article here.

MacDailyNews Take: As we wrote last week, “Health and fitness – and health insurance benefits for wearing an Apple Watch should be Apple’s continued focus.”

And, as we wrote last September:

Next we need a way for Apple Watch to detect smokers and charge them more, too. People who make the effort to be healthy, regardless of whether they actually are lucky enough to be healthy or not*, should pay less for their health insurance as they tax the system far less than those who are sedentary, obese and/or smoke. Just as life insurance costs more for those who live unhealthy lifestyles, their health insurance should cost more, too. (Life insurers should utilize Apple Watches in much the same way.)

*If a person is obese for reasons beyond a sedentary, unhealthy lifestyle, who is actively trying to be healthy as shown by their Apple Watch, but other conditions prevent fat loss (Hypothyroidism, Cushing’s syndrome, hormonal imbalances, Syndrome X, medications, etc.) they should get a lower rate than those who are simply leading sedentary, unhealthy lifestyles. Most cases of obesity are due to sedentary lifestyles and consuming more calories than required, not medical conditions.

Read more here.

Apple’s preeminent Apple Watch: What does the future hold? – March 2, 2018
John Hancock offers Apple Watch Series 3 for only $25 to all Vitality life insurance customers – October 23, 2017
Apple and the future of the insurance industry – August 15, 2017
Apple and Aetna hold secret meetings to bring Apple Watch to the insurer’s 23 million members – August 14, 2017
In major win for Apple, Aetna becomes first insurance company to subsidize Apple Watch – September 27, 2016
New ‘SweatCoin’ iPhone app pays people to get fit – May 5, 2016
Why you’ll wear an Apple Watch to keep your job – March 14, 2016
Share your fitness data for an Apple Watch – or cash – March 2, 2016
Tim Cook hints Apple might build a health device – November 10, 2015
Apple should double down on Apple Watch’s health sensors, battery life, and waterproofing – October 2, 2015
Health insurer will charge more for lazy people, less for active people, based on Apple Watch sensors – September 18, 2015


  1. Be careful regarding UnitedHealth. They have a long history of lawsuits against them. A couple examples:

    Lawsuit claims UnitedHealthcare concealed Medicare Advantage enrollment fraud complaints

    …The salesmen accused UnitedHealthcare Services of keeping two sets of books to hide complaints from members about its services, and charged that the company intentionally was ineffective at investigating sales staff misconduct…

    A.G. Schneiderman Announces Settlement with United Health Group Protecting Competition in Elder Care

    NEW YORK – Attorney General Eric T. Schneiderman today announced a settlement with UnitedHealth Group resolving concerns that United’s business practices in New York unlawfully restrained competition in the market for certain elder and long term care insurance products.

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