Apple Pay accepted a couple of our credit cards today, but not one of our preferred credit cards, a Fidelity Investment Rewards VISA card.
Apple Pay did successfully accept a Capital One VISA card and an American Express card. These cards were seldom used. They won’t be now. What’s in our wallet no longer matters, it’s what’s in our Passbook that matters now. Awaken non-Apple Pay participating banks and credit card issuers!
We made it a point to call customer service for the card that did not work with Apple Pay and ask when they would be supporting Apple Pay as we anticipated using other cards via Apple Pay more often in place of theirs due to convenience. They said they were “evaluating” the service, but appreciated our feedback.
We suggest you do the same: Contact card issuers you want to use in Passbook with Apple Pay. No sense having them wait to find out that our usage of their card decreased directly because they are not a part of Apple Pay.
@Fidelity Our Fidelity Investment Rewards VISA doesn't get used again until it works with Apple Pay. #ApplePay #Visa http://t.co/kxusPSQN6a
— MacDailyNews (@MacDailyNews) October 20, 2014
Does Apple Pay support your credit /debit cards?
My local credit union debit VISA is unsurprisingly not compatible with Pay.
My Chase Business Visa is also not supported.
Fidelity VISA card: not supported. A quick call to customer service indicated that it is in the works.
Amazon VISA: not supported. A call to customer service gave no indication as to when or if.
Local community bank VISA debit card: not supported. No idea if and/or when, but would rather use credit cards anyway for cash back.
Rather disappointing. No card in my wallet works in Apple Pay.
Which bank issued the Amazon Visa?
I thought Amazon visa is through chase.
It may be because Amazon doesn’t want to support it.
And chase already stated that more of their cards will be using apple pay later.
ATT Universal Card By Citi Bank
PNC Visa card
Neither was accepted
Apple listed City Bank as a provider, but not for me.
I plan to apply for a card that uses Apple Pay
No interest whatsoever in using Apple Pay or any equivalent service.
Okay… And?
I’m confused. Are you Amish?
Enjoy your archaic and primitive bartering with paper and plastic.
I’m beginning to think this figure of “85% of banks” or whatever the number was that they threw out was a real misrepresentation. Or maybe they should have added “but a much smaller percentage of credit cards”
BobM –
I believe they said that 85% of transactions go through Visa, MC, and Am Express.
They never said that 85% of issuing banks were supported.
Regards
Thanks for the polite reply. (Not always the case on this site!) I went back to the September keynote to see why I was confused. Here’s what they said: “We’ve got the six biggest issuing banks in the US along with a few more. They add up to more than 80% of all credit card volume in the U.S.” (graphic showed 83%) I had just assumed that all the cards issued by those banks would be covered, which was a bad assumption on my part.
BobM
I guess I was not quite right there. (Memory is join for this here old fart! 😛 )
Still not sure what the 83% volume means – # of cards issued, or number of transactions.
In any case – I think what is happening is reasonable – got role out a little slowly to 1- not swamp the system and 2- allow for debugging in case any errors pop up.
In any case – it was perhaps, just a bit misguiding in the impression Cook made.
Regards
PS Check out here if you like:
https://jmmxtech.wordpress.com/2014/10/20/apple-pay-superficial-critiques/
Thanks. Lots of good points in that article.
Good read.
#5 i’d add that some places… you *can’t* swipe a card until everything is rung up anyway, and some places depending on how long it takes to get the grand total.. the reader will time out and you will have to reenter the card.
Or, just use the iPhone. 😉
Scottrade Debit card — No
FirstTech Debit card — No
BOA Credit card — Yes
I called FirstTech (it’s a credit union) and they have no idea when or if it will be supported. They are gearing up to put a chip in the debit card for security. I pointed out that ApplePay makes that system obsolete. However not everyone will be using iPhones, so the chip is still important for the folks who don’t.
A little surprised First Tech did not sign on. They have always been real leaders in tech. I had online banking back in 1992. Via a dialup terminal, mind you, but it worked.
My GM Card issued by Capitol One did not work although they are listed as a partner.
My Bank of the West debit card doesn’t work (no surprise). However, what do they mean the card for your iTunes account should work? Is that true? How do you set it up? Or is it just for buying Apple stuff?
Here’s something funny regarding TD Bank. Called service she had no idea what Apple Pay was. Spoke to supervisor and she replied What’s Apple Pay. Mentioned she has an iPhone probably just for checking her stupid Facebook Account or texting. Looks I’m changing banks for my Visa Card.
I reported 3 cards “lost” last week to my banks – 2 Chase cards and my AMEX card – so I could get new numbers, and make sure the old numbers were cancelled for future usage. Once PNC enables Pay services, I’ll do the same with my Debit card.
The AMEX card got delivered this morning and works great. Waiting for the Chase cards to get delivered.
These cards will be entered into Pay, and only used from there. They will never be used in a store or online. Once entered in Pay, I’m putting them in my safe.
For restaurants, stores and online shopping that don’t use Pay (I’M LOOKING AT YOU AMAZON!!!), I’m going to keep an AMEX Serve card in my wallet with a few $hundred on it … just in case.
Good point, what is everyone doing with their old wallet? I’m thinking I will just leave my driver’s license and a backup card in my glove compartment.
I keep a copy of my license on my phone in several locations. The authorities accept here in Florida.
Careful, sometimes they report the card to credit reporting agencies and mark your old account as closed and open a new one. You can sometimes take a hit on your credit doing that because it looks like you have new accounts and also lowers your average account age. Sometimes they don’t do that though.
All of them…Citi, Wells, BofA.
I use US Bank. I haven’t gotten home yet to update my phone yet.
It does list US as “later this year” on the Apple site, so I may have to wait😒
I’ve got nine months or so to go before my contract is up on my 5S, so Fidelity has until then to get with the program. If they’re not on board when I get my iPhone 6, then I’ll be using a different broker.
-jcr
Apple Pay does not support my credit union Visa card.
Si.
Anybody tried eTrade cards?
And what’s the exact procedure for entering a card?
e*Trade not yeat supported. Tried to add my debit Visa card. No dice.
Maybe for you. I want my Fidelity Investment cards Visa to be able to load!
AMEX and Bank of America — both cards supported and loaded into ApplePay without any problems at all. Now I have to figure out how to give one card priority over the other, if that is possible.
The first one you loaded will be the default.
Chase “amazon rewards,” not supported.
My local credit union, not supported.
PayPay Debit MasterCard, not supported.
Chase Sapphire is supported. :p
No problem here with Well Fargo Visa Credit & Debit and Chase Visa
I thought Macy’s was supposed to be in on Apple Pay… The reader won’t recognize my card and you can’t input the info manually because there’s no expiration date on the card. What’s up with that?
Yes, my United Chase card was easy to add since it was already my card for Apple sales. All I had to do is add the CVV.
MacDonald’s here I come for a test!!!
I tried my Chase MasterCard but it would not work. Bummed. Thinking of moving to another bank.
Late this morning, less that 24 hours after Apple Pay went into effect, I visited my local Walgreens Store and local McDonald’s drive through and used Apple Pay at both locations. In both locations, I was their first person to use Apple Pay! And both held impromtu training meetings on my visit! Walgreens was the best, they knew immediately what Apple Pay was when I asked. Thankfully no one was behind me at McDonalds drive through. My first question is, “Do you support Apple Pay yet?”
“Hold on, I’ll get my supervisor.” He was gone for 2 minutes! Yes! They held the terminal akwardly out the window but it worked!
Yeah that’s so effing stupid. Why say you support apple pay and then put someone through a ridiculous and embarrassing experience. I used Apple Pay at McDonald’s drive through a few times before deciding the way they do it is fucking stupid.
Sears Citi card is a no go as is my Discover card. Amex was a breeze to set up, Wells fargo was hard