Apple Pay accepted a couple of our credit cards today, but not one of our preferred credit cards, a Fidelity Investment Rewards VISA card.
Apple Pay did successfully accept a Capital One VISA card and an American Express card. These cards were seldom used. They won’t be now. What’s in our wallet no longer matters, it’s what’s in our Passbook that matters now. Awaken non-Apple Pay participating banks and credit card issuers!
We made it a point to call customer service for the card that did not work with Apple Pay and ask when they would be supporting Apple Pay as we anticipated using other cards via Apple Pay more often in place of theirs due to convenience. They said they were “evaluating” the service, but appreciated our feedback.
We suggest you do the same: Contact card issuers you want to use in Passbook with Apple Pay. No sense having them wait to find out that our usage of their card decreased directly because they are not a part of Apple Pay.
@Fidelity Our Fidelity Investment Rewards VISA doesn't get used again until it works with Apple Pay. #ApplePay #Visa http://t.co/kxusPSQN6a
— MacDailyNews (@MacDailyNews) October 20, 2014
Does Apple Pay support your credit /debit cards?
No support for ApplePay in Australia. We are waiting on VISA to bring us out of the storage apparently
Unfortunately not. Canada is sometime down the line. Just like iTunes Radio. Saddening. 🙁
It supports my Capital One cards, but not my USAA debit or credit cards, nor my Barclaycard.
http://www.apple.com/apple-pay/ USAA is listed as coming soon.
I’m assuming there are a lot of banks that will jump on now that Pay has launched.
Thanks! Saved me a call to Customer Support. My 2 Chase Cards were supported my USAA was not.
What got me was that I saw ads for Apple Pay on both USAA’s website and Barclay’s website, so figured they would be ready on launch day.
Apple’s keynote clearly stated “later”
Once a company starts supporting something like Pay, they can start advertising whenever they want.
I’d assume both the site have a “*coming at a later date.” tagline somewhere in the fine print.
I just got off the phone with USAA. The first agent said they’ve supported it since September. He put me on hold to find out more and somehow I got connected with a second agent who claimed to know nothing about it. I think the first agent said too much and they switched me to the new agent to disclaim what was said. Funny!
‘The first agent said they’ve supported it since September.’
Most ‘agents’ are only clerks.
Wells Fargo debit card works at McDonald’s. So cool!
I ran out after loading my American Express and Wells Fargo cards. Both work with Pay.
1st try was at Walgreens… worked seamlessly.
2nd attempt was at McDonald’s drive through. Staff was very friendly, but asked for my phone. I explained that I needed to use my fingerprint and also wasn’t going to hand over my phone even if I didn’t. She had to get a manager. They attempted to pull the NFC terminal out the window, but it was mounted to a post. They were able to pull the post out of it’s position and attempted to extend the NFC terminal (post and all) to the window. It only reached as far as the window sill.
I reached up as far as I could and got it to register, but it didn’t work. She said inside that it said to “select card”. I am wondering if the transaction didn’t time out on their terminal since it took them so long to get this far.
Seeing frustrated drivers behind me, I quickly gave her my traditional plastic card and completed the transaction.
To top it off, my fries were just lukewarm!! 🙁
They didn’t get the training pictures lol.
No, they did. The official training pictures show an employee and their manager hanging expensive payment equipment out the window.
I’m betting that many fast food companies will start having readers outside/next to the windows. Jack in the Box and a few others already have them there now.
Would be better placed next to the ordering point, so you can just skip the person or they could just hand you your receipt, another thing we don’t need. Apple Pay should have a database to store all your digital receipts too.
Haven’t seen these everywhere, but I’ve seen card swipe units mounted to the outside of the drive thru window at some Taco Bells. Makes sense to have an electronic payment device permanently affixed outside where it is easy to reach. Since there is no card interaction, it just needs to be a box with maybe a display showing the transaction amount. Pretty simple if you ask me. Those out today trying to use their new iPhones with Apple Pay are definitely on the bleeding edge. This transition will take time.
I suppose the franchisee has to see a benefit of the additional expense to purchasing a more weather rugged NFC reader for that purpose over the current CC system they have in place. Most Fastfood drive thrus have 2 windows one for order taking/payment and the other for giving you the order. Depending on the volume of drivethru customers it may not be worth the added expense for a ‘better’ NFC reader since the first window will still have a person manning it if only to take orders.
Just found out my Fidelity 529 Reward MasterCard does not, really irritated about that
I just changed my Citibank card over to a similar rewards program and will stop using the Fidelity 529 Card F$#K You Fidelity
Good point. We should notify them and find out about support.
No it doesn’t my Bank’s card nor my Discover card are supported with Apple Pay. However according to this http://usa.visa.com/clients-partners/technology-and-innovation/apple-pay/financial-institutions/index.jsp
A bunch of banks are coming soon and mine is in there. So hopefully within a week or so.
Nope. Not my bank debit card or my corporate Chase credit card. Definitely a letdown.
Anyone having trouble with Citi? Won’t allow me to add it even though it’s my iTunes card
This guy in the market just said, “I’m sorry sir, your iPhone has been declined.” Then on orders form the bank he smashed it with a hammer!!!!!
Declinedgate.
Are you serious? That’s a small claims lawsuit (at least) if so.
I use HR Block and no support… Sucks to have a feature you can’t use.. Dont know why we can’t easily link our itunes cc to it…
When Pay was announced, they listed my Bank as partnered from day one, Chase. (Debit)
My main Visa card, was not listed. They are not thinking of supporting Pay in the near future either.
So.. Opened a new Chase Freedom Visa account and transferred the balance from Old Visa. Pay setup in about a minute today.
Old Visa card.. Canceled 2 weeks ago. They wanted to know why, I told them Pay killed your 1950’s card.
Hey MDN, maybe you can edit the article to list the banks listed here http://www.apple.com/apple-pay/
both working now, and upcoming support.
Someone also posted here that the Chase Business cards will be supported soon as well, but not listed on Apple’s page yet.
I was able to register my AMEX and Capital One Visa, but it would not accept my Chase MasterCard.
Strange, it accepted my Chase Visa without a problem.
Doesn’t support my Chase MasterCard either. HUGE disappointment.
Change banks! I’m closing all my cards that don’t support Apple Pay and will refuse business to stores not accepting it.
Don’t change banks… Change the account/card type.
*some* card types are not supported by Chase (for example) but other types are.
Chase Freedom can be either Visa or Mastercard and *does* support Pay, but the Chase Disney Premier Visa may not support Pay.. (Honestly don’t know if it is or not, just picked it for example)
Same with the Chase Airline miles type cards.
You should call Chase and see what options you have to either change the card you currently have.. or maybe they will tell you when/if your current card will be supported.
Sorry that’s dumb
Cap One, here, no problem, it was associated with my iTunes account, so verification was easy!
I still don’t even know how passbook works.
You should try it. I like it for airlines. Passbook will pop up your ticket when you pull up to the airport drop-off. Just get the barcode zapped on it at the counter and off you are.
The only clunky thing is that it’s sometimes difficult to figure out how to get your pass into passbook. That all depends upon the company, though.
Flaw in airport Passbook. (although perhaps it is United’s app’s fault.)
Had United pass. But I do not carry cell plan, hence no cell connection. Went to security and app did not load the boarding pass. Luckily I had paper backup. But reader could not scan the code. So I had to go through non-express line. 🙁
Solution: when you load the boarding pass at home, take a screenshot. Never know when you might lose your connection.
Are you sure you added the pass from United’s app into Passbook? Once the boarding pass is in Passbook you can pull it up whether you have a signal or not. If you’re pulling the pass up from United’s app it may not work. I got stuck checking in with Jetblue once because I hadn’t added the card and the Jetblue app was acting up. I’ve never had an issue with a boarding pass once it is loaded into the Passbook app, signal or not.
Perhaps that is the case – not into Passbook. I will double check that next time.
Thanks for the tip.
I’m so behind. I haven’t been beaconed either.
I’ve been using it since its debut, with my Starbucks card. It never really got much more support from companies or developers like I was hoping. I imagined every store would have a PassBook rewards point card, at the very least Best Buy. I found a way to make my own Best Buy card that seems to work kind of depending on the cashier, but why aren’t more stores using PassBook?
Me neither. It didn’t seem to work with Virgin Airlines. I don’t travel too much so it is hard to test.
My biggest issue is that there are no easy instructions. Simply a link to the App store. It’s hard to tell if what apps have been shown to work and then how you set it up.
Same with Health kit. I have an app that works well and sends data like sleep etc over to the app. But then for Nike Fuel, the data is not recorded even though the running app measures it and I have logged into the Nike website.
SAM’s Plus Mastercard (issued by Synchrony Bank) isn’t accepted. A representative said she didn’t know when it would be available.
Bank of America, yes. Fifth Third Bank, no.
Yep. PNC Bank.
not true. PNC not supported
PNC works but NOT PNC Business Credit or debit cards; dude disappointment
Well that makes ZERO sense, wouldn’t you think business people would be the main users of such a service. That better change.
I emailed Discover last week and asked: Will Discover Card support the new ApplePay that begins next Monday? I ask because I didn’t notice your company on the list of 500 banks and credit card companies that do. If you will support, GREAT AND THANKS! If not, please note that my spending habits with my Discover Card will change dramatically on Monday, if not close the account, as I prefer a more secure credit transaction system. Their reply was they were considering it and would be happy to assist in closing my account. Today I was able to add 2 cards I use rarely, CapitalOne MasterCard and Chase Visa. I will now make these my PRIMARY CARDS! Not able to add Citizen’s Bank cards and we have both personal AND business accounts with them – Informing the ones that do NOT support ApplePay to notice a drop off, if not drop out of our services with them! Discover supports Google wallet something? They bet on the wrong horse, nothing’s gonna stop this train with the planet’s most secure system for the consumer! Vote with your wallets people, your new ApplePay Wallet! Merchants will be shocked how popular these affluent (sometimes more smarts than money) iPhone 6 people are!
Dude,
Don’t close your account unless they charge you a yearly fee. Just pay it off to zero balance and tell them to report that to the credit bureaus. Your credit will take a hit if you actually close your account. Better to leave it active. It will actually help your credit score that way.
Agreed, unless it’s not your oldest card or has a limit of less than $2000, keep it open with a zero balance if there is also no annual fee.
trondude is correct, especially if it is an old account. Older accounts carry more weight in your credit score. I don’t like maintaining a lot of old, unused accounts just to keep my credit score high, but the current, flawed system promotes that approach.
Of course, if you are not planning on financing the purchase of a house or new car anytime soon, a modest change in your credit score may not matter to you.
Took a hit on my credit score when w/o warning Bank of America halved my credit limit (about 11k) on the card I had with them while I had about 5k balance on another card I was gradually paying off.. Dropped my score by at least 30 points.. 🙁 Would have been worse if I cancelled the card due to it being a big chunk of my total credit.
Capital One Visa Venture Card, accepted and verified no problem. Chase Business Ink Visa card is not supported. Very disappointing since Chase is listed as an active ApplePay partner.
ALL Chase card types will be supported… NOT all supported on day one.
the business card support is coming later.
Just FYI for those that have banks that support Pay, but your card won’t work..
They DO support Pay, but almost all banks have multiple “versions” of their cards.. so you may have to change your card to one of the supported card types, or wait for your account type to be added.
When I opened the new Visa account, I chose the Freedom card cause the Chase guy I talked with stated Pay will be supported right out of the box on that card line. I forget if he said the others will later, or not at all.
Bottom line, If your card isn’t Pay supported.. call the issuing bank. They may be able to switch you to another card type that does. (Granted that would mean new CC# and cards though)
Bank of America Visa debit and MasterCard were accepted however the corporate Visa was not. I called them and was told that business Visa cards would be ready in February 2015.
No TD Bank
Did not accept my USAA mastercard. Their loss as I will not be using it.
Read the apple link I posted on front page, USAA support coming.
NFCU and USAA Visa/MC cards don’t work. Just tested.