“Apple’s Apple Pay plans reach far beyond what we know today,” Jonny Evans writes for Computerworld. “Apple will expand in multiple directions as it attempts to boost adoption of its service. Apple claims it is adding one million Apple Pay users per week, while Juniper Research says 148 million global consumers will uses contactless services like Apple Pay this year.”
“Apple is pushing – hard – to introduce the service in more territories (particularly in Europe and Asia),” Evans writes. “Apple’s recent launch in China will be seen as especially significant and India is also a key market, Apple CEO, Tim Cook, recently disclosed. Beyond the (inevitable) soon introduction of Apple Pay for online payments (and the potential then for in-app payments, enabling, for example, secure online shopping via an Apple TV), there are many other key opportunities the company can explore.”
Evans writes, “This integration between messaging and payment services makes it an utter no-brainer to predict Apple Pay support for payments through Messages is on the way.”
Read more in the full article here.
MacDailyNews Take: Apple should deliver iMessage to Android and Windows.
SEE ALSO:
Apple wants to let you make payments through Messages, Mail, Phone, and Calendar – December 31, 2015
Why Apple wants to get into the unprofitable world of payments between friends – December 1, 2015
Apple is making a grab for Venmo’s P2P payments turf and might use iMessage to do it – November 13, 2015
Apple Pay: Apple’s secret weapon for emerging economies – November 13, 2015
Apple discussing mobile person-to-person payment service with major U.S. banks – November 11, 2015
Apple should make Apple pay available to my bank. Well, my bank should accept it already, but you know. Have they done it yet? No.
I wish banks and Apple could get some agreement in Australia. Just one of the big 4 can use ApplePay. Android works with all of them already. Sticking point seems to be how much Apple charges.
Australia has been using contactless cards and tags (on back of phones) for many years, however, the ease of just using the iPhone would be most welcome!
Forget the bank, almost no retailers support Apple Pay.
No Costco, No Target, No Home Depot, No Lowes, No Gas Stations, No Sheetz,
Two places I go, Trader Joe’s and Auto Zone. That’s it. Less than 5% of my purchases.
Fix it Apple.
They were all going to do their own thing with CurrentC and didn’t want to support Apple Pay. CurrentC keeps having problems and delays, these stores need to support its customers on what they want to use not what they want the customers to use.
And inevitably they eventually will do just that.
I use Apple Pay almost everywhere I go. It works at all the gas stations I have stopped at (inside, not at the pumps) and it DOES work at Home Depot. I used it there just the other day – but – it only worked for an actual Credit Card, not a debit card. Not sure why.
I used it more than a few times at Best Buy and Movie Theaters. If I see the “NFC” logo – I try it. More times than not, it works. When it doesn’t work, the next time I go to that merchant, they usually have a sticker over the NFC saying “Not Available Yet” – so I know I am not the only one using it.
It also works at the local Vape Shop my wife goes to. We are their “marketing division”. Every time we are in there, we use it from our watches and they show it off to other customers in the store.
I do not go to Target and it does not work at WalMart or our grocery store (yet) – but it is all over North East Florida. I used the app that shows you where it is available and there were over 300 locations within 25 miles of me.
So, not sure where you are, but there are a lot of retailers supporting and using it. Surprisingly more “mom and pop” shops have adopted it faster than corporate places.
Tried Home Depot today in PA, not accepted.
The thing is, Apple Pay may be more secure/convenient, but is it going to make people spend money they weren’t spending before? I don’t think so, Apple obviously make some money from every transaction and yes it all adds up, but it’s only ever going to be a fraction of what companies like Visa and Mastercard make and whilst they’re big companies it’s not going to rival things like the iPhone itself as a revenue earner. Do people transfer regularly transfer money to each other? The only time I do it’s free so Apple are hardly going to be able to monetise that significantly. Ultimately it’s just another piece of the puzzle to keep people buying Apple hardware. If they open it up to other systems then it’s not even that.
Apple Pay effectively launched in Canada last Monday when my bank went live with it. Only about 1 week after other banks went live. So far it has worked in every place I’ve tried to use it except in retaurants. The mobile machines they use in restaurants don’t yet accept contactless payment. Here it works everywhere. Nobody had to be trained or change any hardware. It just worked. First time. It’s the best.
My bank was part of the big five or six banks that recently launched Apple Pay here in Canada. So far I’ve used it at four locations. Two out of the four worked without a problem. My place of work always works. Another place up my street worked fine. Two restaurants (McDonalds and DQ) on the other hand did not. The thing is though, I’ve always had issues with tap at DQ, even with my debit card…. McDonalds advertises Apple Pay on their windows, but the day I walked in there and wanted to use Apple Pay, they just launched self serve kiosks and were working out the kinks and tap was “not available” on the pay terminals. Needless to say, I’m sure it would work today. The thing about Canada is that we’ve had contactless payments for years and many many retailers of all sorts have the technology in place and therefore accept Apple Pay. Regardless, the technology is not good enough to convince me to leave my wallet home, And the situations at McDonalds and DQ reinforced this. On Apple’s end with Apple Pay, they’ve got it right… But the banks and the payment machines are still not perfect… Like in the UK, there needs to be unlimited purchases through Apple Pay, since it requires authentication (thumb print or passcode) unlike tap with a debit card. Plus the machines in general don’t always work that great. Once again, I do not blame Apple Pay, I blame the banks and the machines the retailers use.
The banks, plus also Mastercard and Visa credit card processors, are not going to know what hit them!!
Youngsters now and into the future want ease of use and transparency in how they pay for things, together with security and privacy of their transactions; Apple Pay delivers this in spades!!