Peer-to-peer Apple Pay Cash launches today in public beta

“Apple Pay Cash will launch in final form with iOS 11.2 and WatchOS 4.2 ‘later this fall,’ but for now Apple’s letting others try it out in beta with other beta testers,” Scott Stein reports for CNET.

“A new public beta of iOS 11.2 launches today with Apple Pay Cash inside. Anyone can try sending payments with it, but the person receiving payments also has to have the iOS 11.2 public beta installed,” Stein reports. “Apple Pay Cash works like Venmo and other peer-to-peer payment apps, but is baked into iOS. New users don’t need to sign up for the service, and cash cards can be received without any setup needed.”

“Payments can be made via debit card or credit cards already set up in Apple Pay (debit cards are free, credit cards will have a small fee attached),” Stein reports. “Received cash cards can be used immediately, or transferred into a bank account with a standard-issue waiting period for the transaction to complete.”

Read more in the full article here.

MacDailyNews Take: Toe in the water. Good to see Apple making sure this thing is perfect before public launch.

Green Dot CEO explains how Apple Pay Cash will work – August 10, 2017
Apple Pay person-to-person payments: Cupertino’s Venmo killer – June 6, 2017
Apple’s iOS 11 brings powerful new features to iPhone and iPad this fall – June 5, 2017


  1. It’s not perfect if they are using cards. I prefer to give my alt acct to vendors so they can make deposits in that acct which is immediately transferred out except $5. Cards have to be mailed and that’s way too (third-world) 19th century for the technology age. Ever heard of email or digital transfer?

  2. So give Apple direct access to my bank via checking and routing account numbers?

    Well, I trust Apple far more than I trust any other company. I have given my utility and credit card companies these exact numbers already. I am going to have to trust this all works and never hacked.

  3. I’m not sold yet. I tried to set it up and it requires two factor authentication, which I’m not did of. It had created more problems than it solved in the past, locking me out of website and devices. For example: I wanted to log onto and it sent a message to my iPhone, which I didn’t have.

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