Apple is offering new Apple Card customers 6% Daily Cash Back for purchases made from Apple for the month of March.
It represents all the things Apple stands for. Like simplicity, transparency, security, and privacy. You can buy things effortlessly, with just your iPhone. Or use the Apple‑designed titanium card anywhere in the world.
It’s only valid for Apple Card users who open an account during March.
Typically, customers receive 3% Daily Cash Back for purchases made from Apple. The promotion does not apply to purchases made through the Apple Card Monthly Installment program, carrier financing plans, the iPhone Upgrade Program, App Store purchases, or Apple subscriptions such as Apple One.
MacDailyNews Take: Don’t yet have an Apple Card, but are looking to buy something from Apple? 6% Daily Cash Back is a nice incentive.
I’ve only had my Apple Card since last year when I got one to get 3% off an Apple purchase. I have to say the experience has been pretty good so far. I’ve only used it with Apple, but I can see they’re at least trying to create a different user experience.
We use Apple Cash to pay contractors (like gardeners) who have iPhones where we used to pay with checks. So seeing even 3% of purchases flow in, in Apple Cash, is kind of cool. Makes it more real. I even got that 3% back on the free Airpods I got last summer for a back to school purchase.
My only gripe is that I’ve wanted to tuck that Apple Cash away and save it for some kind of fun expenditure. Thwarting that is the default I can’t seem to turn off. The default seems to be to use all of the Apple Cash I happen to have first when paying someone, and then hit the debit card. I think there’s probably a way to deselect with each payment, but I’m often doing those so quickly that I’ve missed that.
Minor gripe.
What I like about the Apple Card is the reminders to pay part or all of the balance are actually helpful and almost “polite?” Hard to explain, but it’s the only card I have that’s not hooked up for autopay, but the gentle reminders make it nearly impossible to forget. It’s also insanely easy to pay on your iPhone with just a few taps once you have it linked to your bank account.
Apple seems very interested in finance. If they were to offer 3% off on every purchase, everywhere, they might seriously start taking money away from other card companies. I like that they seem to be offering interest free loans that space out payments at the AppleStore for 12 months.
I think Apple’s entry into this world is not a bad thing on the whole if they force other companies to make credit more user friendly. ApplePay has become more common in the places we shop than any other wireless payment system.
It will be interesting to see how things unfold in the coming years.
If nothing else, they’ll be able to do their own seamless, in-house financing for the AppleCar one day.
~
Now if they could make a deal with the airlines so I can use it like my AE and get into the lounges at the airport’s, I’d only have the need for one card. hehe