Google preps Apple Card knockoff

TechCrunch has obtained imagery that shows Google is developing its own physical and virtual credit/debit cards.

Google Card (image: TechCrunch)
Google Card (image: TechCrunch)

Josh Constine for TechCrunch:

It connects to a Google app with new features that let users easily monitor purchases, check their balance or lock their account. The card will be co-branded with different bank partners, including CITI and Stanford Federal Credit Union.

A source provided TechCrunch with the images seen here, as well as proof that they came from Google. Another source confirmed that Google has recently worked on a payments card that its team hopes will become the foundation of its Google Pay app — and help it rival Apple Pay and the Apple Card…

The Google debit card will come co-branded with the Google name and its partnered bank, though the exact name of the product is still unknown. In the designs, it’s a chip card on the Visa network, though Google could potentially support other networks like Mastercard. Users are able to add money or transfer funds out of their account from the connected Google app, which is likely to be Google Pay, and use a fingerprint and PIN for account security.

Once connected to their bank or credit union account, users could pay for purchases in retail stores with a physical Google debit card, including with contactless payments, by just holding it up to a card reader. A virtual version of the card that lives on a user’s phone can also be used for Bluetooth mobile payments. Meanwhile, a virtual card number can be used for online or in-app payments.

MacDailyNews Take: Google knocking off an Apple innovation? Shocking.

Here’s Google’s Android before and after Apple’s iPhone:

Google Android before and after Apple iPhone

10 Comments

  1. History TidBits:
    Google Card – still in prototype 2020-04-17 – less secure, less smooth

    AppleCard launched 2019-08-20! (8 months ago)
    ApplePay launched 2014-10-20! (5.5 years ago) in iOS 8.1 / iPhone6

    AppleCard is MasterCard with Goldman Sachs vs Google Card VISA with CITI Bank/Stanford Federal Credit Union

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