Apple Card – 1 month later

When you buy something using Apple Card, you get a percentage of your purchase back in Daily Cash. Not a month from now, but every day. There’s no limit to how much you can get. And it goes right onto your Apple Cash card, so you can use it just like cash. Get 3% Daily Cash on everything you buy from Apple, whether you buy it at an Apple Store, apple.com, the App Store, or iTunes. That includes games, in‑app purchases, and services like your Apple Music subscription and iCloud storage plan. And at select partners such as Uber, Uber Eats, and now, Walgreens, you'll get 3% Daily Cash when you use Apple Card with Apple Pay. Just as you do at Apple.
When you buy something using Apple Card, you get a percentage of your purchase back in Daily Cash. Not a month from now, but every day. There’s no limit to how much you can get. And it goes right onto your Apple Cash card, so you can use it just like cash.
Get 3% Daily Cash on everything you buy from Apple, whether you buy it at an Apple Store, apple.com, the App Store, or iTunes. That includes games, in‑app purchases, and services like your Apple Music subscription and iCloud storage plan. And at select partners such as Uber, Uber Eats, and now, Walgreens, you’ll get 3% Daily Cash when you use Apple Card with Apple Pay. Just as you do at Apple.

Terry White:

It was just over a month ago that I applied for the NEW Apple Card… On the surface, it is a credit card. You apply and if approved you’re assigned a limit and you receive a physical card in the mail. However, that’s where the similarities stop.

I have cards that offer cash back and other cards that offer points/miles. I have cards that don’t have annual fees and have decent online management tools. However, like most Apple products, it’s not about one single feature. You can say that another card has this and another card has that. It’s about the entire experience and when you put it all together this is what makes Apple Card a “joy” to use and currently unlike any other credit card out there. I don’t use it exclusively, but I do use it now for the majority of my purchases and many of my monthly bills that can be paid via credit card.

MacDailyNews Take: We’ve been using Apple Card for anything that offers 3% cash back. For anything else, we have other cards that give us more cash or points/miles. So far, Apple Card has been a joy to use!

20 Comments

  1. Apple Card’s rewards are woefully inferior. I use it for Apple purchases only (services). The vast majority of my card usage goes to other banks. Apple Card is an absolutely epic fail.

          1. Apple didn’t invent or create credit cards, no-fee credit cards or cashback rewards.

            “A joy to use” as a marketing push for a debt instrument should send a shiver down the spine of everyone who hears it.

    1. This is why i stopped using it. (except for apple subscriptions) It was fun to try, but since I can’t export transactions or use with finanicial software, it is more trouble than it is worth. Hopefully they will add that feature soon.

  2. I hate Apple Card. I tried to make a big purchase one time, and GS locked my card for a week. Then, when it was finally unlocked, I tried to make another big purchase and GS locked me again for a week. Both attempts were within half my available credit, so I don’t know what the problem was. I cancelled my Apple card. Better to use any other credit card with the Apple Wallet than the Apple card.

    1. My debit and credit cards won’t allow a purchase over $1,500 no matter how much is in my checking account or how high my credit limit. The first time I ran into this I was really confused, but it’s all about theft protection. If I have a large purchase I have to call the card’s fraud protection department and tell them what I’m going to do. It’s a pain in the rear, but that’s the way the world is now.

      1. I called Apple Card and spent almost HALF the day with them putting me on hold most of that time and temporarily suspending my card at the end, for those two times that I tried to make a large purchase. I should have learned with the first outrage, shame on me. Ultimately, I made the purchase with a debit card which didn’t take more than five minutes for their verifications and then my ultimate purchase. The process thru Apple card is a drawn out, sadistic frustration, like water drip torture, which I guess explains my vehemence.

    2. Your credit score more than likely went down a small bit when pulled credit for your application. You should have just kept the card and not used it. Closing accounts can ding your score as well.

  3. I like the card so far. Only use for items that I pay via ApplePay or for Apple products and services. Since these would have earned only 1% of my other card I see a financial benefit when getting 2-3% instead.
    Also the lack of foreign charges will be important when traveling.

  4. It’s just so easy to pay off a balance. And it’s immediate, rather than through online banking, which takes days to show the new balance. I wish it was 5% cash back like Amazon, but overall, I really like the experience of using this card.

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