Discover cardmembers are now able to add their Discover cards to Apple Pay, the easy, secure and private way to make contactless payments in participating stores. Discover is rewarding cardmembers in the U.S. who use their Discover cards through Apple Pay with a 10% Cashback Bonus.
From September 16 to the end of 2015, cardmembers who pay with their Discover card using Apple Pay will automatically earn an extra 10% Cashback Bonus on up to $10,000 of in-store purchases. Discover it Miles, Miles and Escape cardmembers will earn an extra 10 miles per dollar on up to $10,000 of in-store purchases.
“We are excited for Discover cardmembers to have the ability to use Apple Pay. Rewards have always been important to our cardmembers, and we want to make sure they receive a generous offer for shopping with Discover and Apple Pay,” said Heather Roche, vice president of rewards at Discover, in a statement. “We want to encourage new and existing Discover cardmembers to add their Discover card to Apple Pay with a few simple clicks using our mobile app, take advantage of this 10% Cashback Bonus, and experience the ease and convenience of using Apple Pay.”
When using a Discover card with Apple Pay, Discover cardmembers will continue to receive all of the protection, services and benefits offered by Discover, including $0 Fraud Liability Guarantee which means a cardmember is never responsible for unauthorized purchases on a Discover card, and access to 24/7 U.S. based customer care centers.
Security and privacy are at the core of Apple Pay. When you add a credit or debit card to Apple Pay, the actual card numbers are not stored on the device, nor on Apple servers. Instead, a unique Device Account Number is assigned, encrypted and securely stored in the Secure Element on your device. Each transaction is authorized with a one-time unique dynamic security code.
In stores, Apple Pay works with iPhone 6, iPhone 6 Plus and Apple Watch, as well as iPhone 6s and iPhone 6s Plus, upon availability.
How To Add a Discover Card to Apple Pay
After upgrading for free to iOS 9, Discover cardmembers can go to the Wallet app to get started. If cardmembers already have a Discover card on file with iTunes, all they need to do is enter the security code, or they can choose to add a new Discover Card.
Source: Discover Financial Services
MacDailyNews Take: As the number of Apple Pay users increases, so will the number of retailers who support it. The CVSes and the Walmarts of the world will not be able to pretend Apple Pay doesn’t exist for much longer.
This was the only reason I hadn’t upgraded my 5S yet. With Discover on board, and the 10% cashback until the end of the year, I’ll be checking the stock in the stores in my neighbourhood (Manhattan) for stock of black 16GB 6s.
This 10% cashback promo will likely kick up a decent spike in usage.
You can also pair an Apple Watch and use Apple Pay that way.
I’ll use at 10% cash back verses my Amex!
It’s probably only 10% more of the cash back you already get (likely 2% at most) which would be 0.2% cash back bonus. Their marketing is ridiculously misleading. You’re not suddenly getting a 10% discount on everything you buy, or you could just resell brand new stuff on eBay all day long at a 5% discount.
No. It is actual 10%. They specifically say you can earn up to $1,000 cashback on $10,000 spending.
Seems if you:re also signed up for cash back doubling, it will double the 10% at the end of the year too for a total max of $2000 just for the Apple Pay offer.
I think cashback doubling only works for new members who apply for the card. Still, as such, it is an unprecedented offer.
This is HUGE!
I’ll be able to convince my mom to upgrade her phone and get a Discover card just for this. It’ll pay for itself on Black Friday in her hands! And it sells another iPhone for Apple. And Discover gets a new client. And… And…
This is HUGE!
I tried to add and it didn’t work. Says not supported.
Discover’s 10% is a nice peace offering after being late to the Apple Pay party.
With this, Stater Bros. has just become my new favorite place to do my grocery shopping.
My lowest limit card is discover, no idea why, totally weird. They literally account for less than 1% of my credit.
Been holding off on accepting a 12-month zero interest Discover Card invitation. Now’s the time to pull the trigger.😱😃💥🎉📱
I tried adding my Discover care using my iPhone 6 plus. Problem is it seems Discover didn’t flip the switch. I got a message on my iPhone saying that the card isn’t compatible with Apple Pay.
People should go to the stores that have NFC readers that are intentionally turned off with cartloads of stuff from all over the store and try paying with Apple Pay.
Then, when it doesn’t work say that you don’t have any other credit card on with you at the moment and walk out…
It’s a bit mean but maybe stores will get the hint when they have to keep paying employees to run cartloads back to the shelfs…