Owners of Apple Card are reporting Apple is finally expanding the number of credit reference agencies to which the company reports, as the Apple-branded credit card back by Goldman Sachs begins to appear on credit reports generated by Experian.
It represents all the things Apple stands for. Like simplicity, transparency, security, and privacy. You can buy things effortlessly, with just your iPhone. Or use the Apple‑designed titanium card anywhere in the world.
Malcolm Owen for AppleInsider:
So far, Apple has limited its reporting of consumer balances to one credit bureau, TransUnion, while no reporting was being made to either Experian or Equifax. While this has been the case for months, it now seems that the reporting is being made to more agencies.
An email from an AppleInsider reader who uses an Apple Card reveals they have spotted a change made to their Experian credit report, appearing when they checked their report on July 19. Searches on Reddit indicates it is affecting a number of users, with posts on the r/AppleCard subreddit indicating other users of the site as having seen the details in their report since July 18.
In December, Apple Card partner Goldman Sachs confirmed it reports back to TransUnion, a credit bureau named within Apple’s support documents relating to the card… The claims of Apple Card appearing on Experian reports suggests Apple is finally rolling out the facility to other bureaus, but it is unclear if the same reporting is being performed with Equifax at this time.
MacDailyNews Take: If anything is in need of an Apple makeover, it’s the convoluted, insecure credit report “system.”
About spy agencies:
What the gov. is legally prohibited from stealing from US citizens in the USA an abroad, it simply buys citizen data from domestic spy agencies who hide under the moniker of “credit agencies:” Experian, Equifax, Transunion. And Equifax had a massive data breach rendering its credit report virtually unusable. The gov. already contracts out data collection directly from corporate contractors: Leidos, Booz Allen Hamilton (of Edward Snowden fame, thank you), CSRA, SAIC, and CACI. All of these are in gross addition to the 17 official spy agencies, one of whom is the largely unknown but not secret National Reconaissance Office whose job is to take high resolution images from satellites of who is walking where.
Then there are the intelligence divisions of Northrop Grumman, Boeing, Raytheon, BAE, and Accenture, and a handful of smaller companies, including ManTech International Corporation, Engility Corporation, L-3 Communications, and PAE.
Spying “…has been privatized to an unimaginable degree, but an unprecedented consolidation of corporate power inside US intelligence…” It forms an insidious network whose MO in many respects conforms to il Duce’s classical definition of Fascism. This ubiquitous corporate/gov. spying and overbearing laws such as the yearly Bush’s and Obama’s NDAA and the US Patriot Act to back them up has a lot of overhead in the form of unaccountable corruption, failure, mismanagement, gross lying, and theft of money.
First steps to good reform: Get rid of the the NDAA and the US Patriot Act.
But to bring the issue back into the realm of Apple news, because of this insidious, self-perpetuating, largely Socialist-funded network. So no wonder privacy-conscious Apply may be considering this issue to be of grave concern — in my opinion — and therefore be slow to send your private info through the voracious hands of these incestuous spy agencies.