Apple Pay now available for Chime online bank, Chase offers free Clapton album to Apple Pay users

“Apple Pay on Thursday picked up support for Chime, a U.S. online-only bank, while the brick-and-mortar Chase Bank promised to give away a new Eric Clapton album to Apple Pay users,” Roger Fingas reports for AppleInsider.

“Chime’s Visa-based cards can be added to Apple Pay automatically by scanning them with the iOS Wallet app,” Fingas reports, “or by going through Chime to add them manually.”

“The Chase offer requires that people have a Chase Visa card registered in Apple Pay, and then log into the Chase Mobile app from a compatible iPhone on May 20 so they can tap a banner at the bottom of their account screen,” Fingas reports. “This will eventually take customers to a redemption offer, and launch iTunes to download the Clapton album, I Still Do.

Read more in the full article here.

MacDailyNews Take: Even though we have Apple Music, we’ll take ownership of that free Clapton album. Thanks, Chase!

[Thanks to MacDailyNews Reader “Arline M.” for the heads up.]


  1. Number of places I use Apple Pay each week: 0.

    Unless I go to Subway, not a single establishment I spend money at accepts Apple Pay. There really should be some incentive to get Apple Pay better traction.

      1. For me, Whole Foods, Trader Joe, Gristedes, SuperFi, Fairway (and that’s just supermarkets). Then of course, there’s Subway, Starbucks and few other similar places.

        At this point, about half of my monthly spending goes through ApplePay. I will be quite happy to see it everywhere, especially since it has already been almost two years since Apple announced it.

  2. Didn’t work. I followed the app instructions and added in one of my Chase Visa cards to ApplePay, but the Chase app did not recognize.

  3. In Colorado Springs I use ApplyPay @ Walgreens, Petco, Jersey Mike’s, McDonalds, & Office Depot. I’m waiting for my grocery store, King Soopers (Kroger), to accept it since that is my most frequent transaction location. It would be nice for Home Depot to start taking it as well. I don’t mind the delay with EMV cards but I wish the card could be put in and taken back out right away so it didn’t have to sit in the reader waiting for approval. I’ve come close to forgetting to remove it a few times. Certainly NFC is the way to go here and I hope it becomes more widespread sooner than later.

    1. For Home Depot, I’m afraid they are now stuck. They recently upgraded their terminals to enable chip readers, but no NFC. I think it is highly unlikely they’ll pay for another upgrade, just to enable contactless payments.

  4. There are two things that could significantly accellerate the rate of adoption for ApplePay.

    First, incentives. This is probably the most efficient way to do it. Offer a three-month cash-back offer of some sort. Work with the banks, they will definitely be interested, it is attractive to them, for security reasons (reduces fraud practically down to zero). Discover Card did this last fall and it was their generous cashback bonus of 10% that made me upgrade my 5s to 6s. The difference in price between what I got for 5s on CraigsList and what I paid for 6s was covered with the 10% cashback bonus from my spending at Whole Foods and Trader Joes during the fall. The most effective way to motivate consumers to adopt ApplePay is a financial incentive.

    Second, and more important, get merchants to embrace it. The October deadline for new chip/PIN card terminals came and went. Many merchants decided to upgrade, but many more ignored it and continue to take card swipes (using the antiquated magnetic stripe), even though they know they would now be on the hook for fraudulent charges. And even among those who upgraded their terminals many haven’t bothered even setting up the chip reader, never mind the NFC for ApplePay. It doesn’t help that some credit card issuers (Discover Card, for instance), having now replaced old magstripe cards with the chip-enabled ones, don’t even bother requiring a PIN, thus completely defeating the purpose of the chip/PIN security feature. There has to be a better way to incentivise merchants to embrace the new POS terminals and enable the contactless payment feature.

    The nice thing I’m noticing is that in small businesses (coffee shops, bakeries, pastry shops, juice bars and similar), proprietors don’t even bother with the big mainstream merchant account systems. Instead many simply sign up with SquareUp (free credit card processing service) and get their universal payment reader (magstripe / chip / ApplePay) for some $50, which sets up their business for everything. And there, ApplePay works like a charm! SquareUp takes some 3% commission from each transaction, which is rather reasonable.

    If only the big guys could figure it out the way the little ones have…

    1. You know, the way to get merchants to embrace this, is to give them until the end of the year, and if they haven’t converted to chip, fine them $10 per swipe transaction. It would be done in a week or so.

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