ING Direct Bank lets customers pay by bumping iPhones

“ING Direct customers can now transfer payments to friends with the bump of a cellphone — no account numbers needed,” Sarah Kessler reports for Mashable.

“The bank released an updated version of its iPhone app [ING DIRECT – ING DIRECTiTunes link] on Wednesday morning that integrates an API from Bump Technologies, a startup that makes it easy to transfer information between phones by tapping them together,” Kessler reports. “Previously Bump’s technology has been used to exchange contact information, photos and music between users. This is the first time that a bank has leveraged it for person-to-person payments.”

Kessler reports, “When a Bump is recognized, a signal is sent to cloud servers that match it with another Bump that occurred at the exact same place and time. It decides those two Bumps are a match, and exchanges information between them. In ING’s case, each user will need to log into his or her secure account to send or receive payment. Bump’s role is to ID participants in a person-to-person transaction instead of requiring them to type and verify account numbers.”

Read more in the full article here.

[Thanks to MacDailyNews Reader “krquet” for the heads up.]


  1. Question: what do you get when you bump two Blackberries together?

    Answer: cracked plastic.

    Honestly I was in a meeting when I saw two old fart BlackBerry owners exchanging contact information. First they had to find a flat surface. Then they had to align their BBs bottom to bottom so the infrared port faced each other. Then they had to press whatever button that needed to be pressed all the time ensuring that alignment was not lost in the process.

    It was like watching two elephants dance in slow motion. I thought to myself, “WTF? That could have been achieved in literally two seconds bumping two iPhones together.” Talk about dinosaurs watching the comet hit.

    1. Strippers & hookers in Detroit will accept Apple gift cards as payment – not a joke – it’s preferable to cash because the cops can’t confiscate it as it’s not cash.

        1. No, I just ask if they carry iPhones & will accept a bump the ING way – said in a wholesome way of course.

          You know what they say – carry a white iPhone & the chicks will flock to you. Yeah, it’s a chick magnet all right.

        1. Not if it’s in a private room where lap dancing is involved. They do carry purses just like any other chick you meet on the street (an ordinary girl on the street, not a streetwalker).

          See Michelle Monaghan’s character in “Kiss Kiss Bang Bang” for a clue.

  2. > In ING’s case, each user will need to log into his or her secure account to send or receive payment.

    If they both need to log in to their account anyways to complete the action, the “bump” seems a bit gimmicky. What’s wrong with one person logging in to send the money and the other person logging in to receive the money? The location-based service can still identify the users as being in close proximity.

  3. The App mentioned is not available in Holland, where ING is based. But their App for the Dutch market requires you to log on with a Windows Live ID instead of via their own system.
    I’ve never been able to figure out why Microsoft should be involved in any way with logging in at my bank. Seems ridiculous that a bank should use the insecurity of M$ so I’m not using their App.

    Anybody know whether the US App does the same thing?

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