Apple Pay spending caps lifted across most terminals in the UK

“The majority of Apple Pay tills in the UK can now accept mobile payments above £30, bringing the tech giant’s vision of replacing the wallet a step closer,” James Titcomb reports for The Telegraph. “Jennifer Bailey, the head of Apple’s payments business, said over half of contactless payment terminals in the UK are now able to take Apple Pay transactions of any value. Most card readers had previously been restricted to £30, the default upper limit for contactless card transactions.”

“The upgrades, which Ms Bailey said applied to hundreds of thousands of terminals, means shoppers in many places can make payments of any value without taking their wallet with them,” Titcomb reports. “Higher-value payments are seen as a key advantage for Apple over contactless cards as it seeks to grow its payments business.”

“Retailers now accepting the higher-value payments include supermarkets such as Waitrose and Sainsbury’s and restaurants including Pizza Express and Nando’s,” Titcomb reports. “Ms Bailey hinted that Apple was working on new technology that would replace other parts of the wallet apart from credit cards. ‘If you think about all the things in your wallet, we’re thinking about all those things, we’re probably actively working on most of them,” she said. “We’re starting with payments. Some are longer term, we see this as a long term journey rather than something we can solve in the next 12 months.'”

Read more in the full article here.

MacDailyNews Take: Finally! Apple Pay away, UK!

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11 Comments

  1. Hurray. I’ve been waiting fir this since day one. Can’t wait to go to the supermarket and see the surprise on the checkout clerks face as I pay over £100 for my shopping just as when Apple Pay first came out.

    Is it just Apple Pay or does it work with Google Wallet too? I hope not.

  2. The other good news in this story is that more than 50% of card payment terminals in the UK now work with Apple Pay.

    The major omission that I notice is that there doesn’t currently appear to be a way to pay using Apple Pay at most petrol pumps. It wasn’t much of an issue when the transaction limit was only £30, but without that limit, it will now need to be addressed.

  3. Jennifer Bailey states that Apple intends to replace the wallet. A tall order, that. They’d need to incorporate all my rewards cards somehow, and get all the lending libraries on board to replace library cards. Municipalities and megastores would need to agree to digital licences and membership cards. There seems little incentive for all these organisations to do so.

    Moreover, the wallet industry will continue to thrive as long as the average person continues to carry coins, coupons, stamps, and pictures of their loved ones; collects the odd receipt and laundry ticket; or jots a new password on a scrap of paper.

    1. I think the contactless card limit was £30 and Apple Pay was often lumped in with that.

      On our terminal at work contactless is £30 but Apple Pay has always been £9,000

  4. Well I’m delighted. When stores don’t have Pay, I ask “Why not?”, but when they do and I can pay with my watch, I’ve been telling them the £30 limit will be dropped some day — and now, at last, it has.

    People in the checkout queue at Morrisons have been able to hear me telling the checkout staff how much more secure it is. Influence by small measures, eh?

    The truth, I suspect, is that they’ve had so few (if any) problems with Pay in the UK that it’s proved its trustworthiness.

    I sincerely hope that can’t be said of the laughably inept ‘competition’.

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