New payment terminal could bring Apple Pay to more restaurant tables

“A new payments terminal, E la Carte’s PrestoPrime EMV, could potentially bring Apple Pay to more restaurants, and let people pay for food and drinks without either a card or interacting with a waiter,” Roger Fingas reports for AppleInsider.

“In addition to Apple Pay, it also supports Android Pay and Samsung Pay, plus less direct mobile payment methods by way of a camera and QR code reader,” Fingas reports. “The PrestoPrime EMV’s predecessor is said to be in use at over 1,800 U.S. restaurants, including chains like Applebee’s.”

Fingas reports, “While restaurants are unlikely to upgrade en masse, a gradual changeover during the next few years could see Apple Pay become more prominent.”

Read more in the full article here.

MacDailyNews Take: Slowly but surely the future arrives.

Now, how many times have you seen anyone use Samsung or Google’s Apple Pay knockoffs?

17 Comments

    1. A neighbour of mine told me that he was unable to make Apple Pay work and I went with him to the shop as I needed a few items. He called up the appropriate card in Wallet, placed his iPhone on the payment terminal and when he pressed the home button to authorise the payment it caused Wallet to close and he was returned to the Home screen.

      I pointed out that once he selects the card, he only needs to lightly touch the home button so that it can read his fingerprint in order to authorise the transaction.

  1. Never. All the Samsung users I see here only use them for texting. They’re a nuisance, walking in public and tripping everywhere, driving and texting, and then sitting in restaurants with a blank stare focused on their crappy phones. I truly wonder if they are aware of any their phones other features.

  2. The device is pretty impressive. As far as I can tell from the source article it supports every type of POS payment method I’ve heard of including chip, magnetic strip, all forms of NFC and QR-code (both reading and displaying).

  3. McDonalds is no longer taking Apple Pay. The Veriphone terminals do not accept it. Really not happy about it .

    It was really nice just to double press the Apple Watch… Oh the good old days.

    1. They do in the UK and have signs on the door advertising that they do.

      Most businesses here now accept Apple Pay ( for amounts up to £30, a limit imposed by the banks ) and it’s so commonplace that I now feel surprised if I’m in a place that doesn’t accept Apple Pay.

      1. The artificial limit has to go. There is no rhyme or reason for it. The payment method is significantly more secure than chip&pin, let alone magstripe. It is an arbitrary limitation that makes no sense.

        In the US, there doesn’t seem to be such limit. I paid bills over $200 with ApplePay (groceries, repair shops, etc).

        1. I attended a conference about bank automation and one nugget that came to light was the negligible profit from handling small value credit card transactions.

          I suspect that the banks are happy to let Apple handle the relatively unprofitable transactions, but want to keep the more profitable ones for themselves. Otherwise, as you point out, that £30 limit wouldn’t make any sense.

        2. That sounds plausible; Apple’s share from each transaction is a percentage; in absolute numbers, that amount becomes bigger and bigger as individual transactions get larger, so presumably, banks would like to keep that Apple middleman out of the loop when more serious money is involved.

          However, the unintended consequence of this is that by kicking Apple out, they are increasing their risk. ApplePay is far more secure than any other method, so if you force those other methods for higher-value transactions, you significantly increase risk level. By only reducing the risk for low-volume transactions, you are actually artificially shifting that risk towards the higher-value transactions, which ironically may well increase the bottom-line cost of doing business for the bank.

    2. More interesting piece of information appears in the last paragraph of the original article:

      …”Platforms like Apple Pay and PayPal so far appear to be winning out over QR-based options. Recently MCX sold off assets from CurrentC, a failed QR-based challenger to Apple Pay, to JPMorgan Chase.”

      So, that big challenger that was supposed to kill ApplePay is now history…

    3. Just used Apple Pay at several McDonalds with new terminals.
      two items.
      The cashier MUST push the credit button.
      Also, the sensor is now not at the top but at the right bottom of the screen.

      Otherwise, no problem at all.. 🙂

  4. In Canada our restaurants accept ApplePay with no problem. The portable, wireless terminals they use are fabulous. The servers come right to the table with them. The terminals even allow the payer to add a tip by percent or dollar amount. So convenient. I have my ApplePay set to use my debit card. I pay no fee and use my own money, not credit. Lovely.

    1. Last September I holidayed in Canada and then New England. When we landed in Canada, I was pleasantly surprised to find that Apple Pay was widely available and worked well on my debit card and my credit cards. Once we drove to the USA, we scarcely found any Apple Pay facilities at all and even had to sign slips from zip-zap machines in some places.

      I don’t like credit cards because it’s too easy to spend more money than intended unless you keep a track of all the receipts ( and I hate having to keep receipts ), but with Apple Pay, there is a record of recent transactions conveniently within my iPhone, which is exactly what I need.

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