“Apple’s latest filing describes a way in which an Apple Watch can constantly monitor a wearer’s heartbeat, warning them of impending heart attack,” Evans writes. “The patent isn’t confined to heart attacks, it could potentially monitor numerous forms of crisis, including things like car accidents, muggings or anything else the built-in accelerometer, heart monitor, microphone and other sensors can detect.”
“While the existence of the patent does not mean the company will launch the service, it is a solution that’s bang on industry expectation, with many analysts predicting millions of workers will soon be required to use these monitoring technologies to keep their jobs,” Evans writes. “Why will this happen? Health insurers are already introducing insurance packages in which use of solutions like these is encouraged in exchange for lower premiums. Company health insurance policies will also see this introduced, meaning wearing of such things will become part of what you need to do to keep your job.”
Much more in the full article here.
MacDailyNews Take: Apple Watch is positioned perfectly in terms of both functionality and style.
Every company and insurer should offer such programs.
Can’t happen soon enough. Those who want to sit around, munching chips, while encasing themselves in growing rolls of fat should pay more for the costs brought on by their heart attacks, gout, diabetes, strokes, asthma, gallbladder disease, osteoarthritis, and cancer treatments.
Next we need a way for Apple Watch to detect smokers and charge them more, too. People who make the effort to be healthy, regardless of whether they actually are lucky enough to be healthy or not*, should pay less for their health insurance as they tax the system far less than those who are sedentary, obese and/or smoke. Just as life insurance costs more for those who live unhealthy lifestyles, their health insurance should cost more, too. (Life insurers should utilize Apple Watches in much the same way.)
*If a person is obese for reasons beyond a sedentary, unhealthy lifestyle, who is actively trying to be healthy as shown by their Apple Watch, but other conditions prevent fat loss (Hypothyroidism, Cushing’s syndrome, hormonal imbalances, Syndrome X, medications, etc.) they should get a lower rate than those who are simply leading sedentary, unhealthy lifestyles. Most cases of obesity are due to sedentary lifestyles and consuming more calories than required, not medical conditions.
Furthermore, people should have every right to sit around eating chips and smoking until they drop dead (unfortunately, it’s rarely that clean; they often first tax the health system to a great degree by developing diabetes, cancers, banging off a couple of heart attacks, having a stroke here and there, etc. before they finally make their exit) and insurance companies should have every right to charge them more since, overall, they cost far more to take care of due to their poor choice(s) which raises costs for those who are trying to take care of themselves and therefore cost the system far less.
If you’re fat because you sit around too much and take in more calories than you can possible burn off by sitting on your ass all day, don’t be offended. Either keep on as you’re doing and pay more to cover your increased costs or put down the chips, stand up and get moving! (You can thank us later by continuing to visit during the 10-20 extra years you’ll get by following our latter advice.)
Share your fitness data for an Apple Watch – or cash – March 2, 2016
Tim Cook hints Apple might build a health device – November 10, 2015
Apple should double down on Apple Watch’s health sensors, battery life, and waterproofing – October 2, 2015
Health insurer will charge more for lazy people, less for active people, based on Apple Watch sensors – September 18, 2015