“Evidence that Apple wants to combine payments and iMessage is piling up. And it looks like the tech giant doesn’t plan to stop there,” ian Kar reports for Quartz.
“A patent filing published earlier this month (Dec. 2015) indicates that Apple is not only looking at allowing people to send money over its text messaging service, but other services built into the iOS platform, including phone calls, email, and calendar invites,” Kar reports. “Apple is paying attention to a key trend in the technology industry: the convergence of messaging and payments.”
“Jan Dawson of JackDaw Research first wrote about the possibility of Apple Pay and iMessage after Apple’s mobile wallet launched. He told Quartz: ‘With Apple, its about adding value to the ecosystem. The iPhone is maturing as a product, and [Apple] is wrapping other services into the iPhone experience,'” Kar reports. “The function could work in a number of ways, according to [Apple’s patent application] description. It explicitly mentions a ‘phone call, text messaging conversations, an email thread, calendar events,’ among other uses.”
Read more in the full article here.
MacDailyNews Take: It doesn’t matter if it’s profitable, it only matters if it’s easy for users, just works, and makes the iOS platform even stickier. It’s also yet another service that the knockoff peddlers of the world will have to try to copy and likely take a loss on running, hurting their razor-thin margins all the more. It’s a win-win for Apple all the way around.
SEE ALSO:
Why Apple wants to get into the unprofitable world of payments between friends – December 1, 2015
Apple reaches agreement to bring Apple Pay to China, sources say – November 25, 2015
Apples’ revolutionary Apple Pay expands to Canada and Australia – November 17, 2015
Apple is making a grab for Venmo’s P2P payments turf and might use iMessage to do it – November 13, 2015
Apple discussing mobile person-to-person payment service with major U.S. banks – November 11, 2015
[Thanks to MacDailyNews Readers “Fred Mertz” and “David E.” for the heads up.]
That would rock. I’m looking at two bounced checks from clients right now. One wasn’t signed. The other was accidentally drawn on a defunct account. Why do people still cling to checks?
Like the whole US seem to live during the stone age. You cannot process a payment through your credit card in Europe unless punching in your pin-code OR sign the reciept + presenting a valid ID. It’s shocking to see how leisurely payments are treated outside of the EU (US and South America).
My thumbprint is 100xs faster and more secure than shitty, slow-ass “chips on a card”. How is that slow-ass process better? Fuck you and your “God” allah or buddha—lowercase to indicate me shitting on either religion.
That’s weird.
Scary someone has actually given that even a 2. By the way thumbs do exist everywhere you know.
I am so sorry to hear that you have had such a bad year. May your next year be better and filled with happiness and fulfillment. Obviously, you are a frustrated, hateful miserable person who hates life.
Cheques.
Sorry couldn’t resist. I know…..it probably passes in the US.
Happy New year!!!
This is Apple’s future, not over priced devices. Apple should consider offering it’s own credit card, maybe a debit card, with rates no more than 4 percent above prime at any given time.
Yes they should keep making devices, except the apple watch, but the money should be in those re-occurring fees.
Apple should build it’s own cellular, wifi network and allow all comers to use the network.
That would better than looking for stuff to buy, that’s not really producing any revenue.
Quite happy with Apple devices as they are. Not overpriced. I don’t want cheap plastic devices, I want devices made from exquisite materials that make you want to pop them out of their protective cases just to feel them and look at them. If that means a few more dollars then so be it.
Yes they should do their own bank/credit cards. There are millions of banks…..dont tell me Apple can’t be one of them.
Love the Apple Watch….you are wrong on that one entirely!
Own cellular/wifi…yeah great!
Oh one more thing! Spend a few billion and set up a warehouse and an airline to deliver products in the warehouse. Put Amazon out of business.