How the technology behind Apple Pay can change our lives

“Despite the fact that it is, at least so far, a U.S-only affair, I think it’s fair to say that Apple Pay has become a rousing success,” Marco Tabini writes for Macworld.

“With dozens of partner banks, thousands of merchants, and millions of credit card enrolled in the program, the folks from Cupertino seem to have pulled off a feat that has, so far, eluded every last one of their competitors: Creating a digital wallet that is as easy to use and widely accepted as the traditional payment methods it replaces—and much more secure at that,” Tabini writes.

“Look beyond payments, however, and the interlocking puzzle of hardware and software that Apple has busily built into its devices over the last several years reveals all kinds of exciting new possibilities,” Tabini writes.

Much more in the full article here.

MacDailyNews Take: Boycott CVS and Rite Aid and any other company that willfully turns off NFC in a effort to block the vastly more secure, much more private, and far easier-to-use Apple Pay service.

[Thanks to MacDailyNews Reader “Arline M.” for the heads up.]

Related articles:
Major retailers see Apple Pay wave – November 17, 2014
In only 3 weeks, Apple Pay is changing how consumers pay – November 17, 2014
Boycott CVS and Rite Aid – October 27, 2014
Bad business: CVS and Rite Aid antagonize their most well-heeled customers by blocking Apple Pay – October 27, 2014
CVS stores reportedly disabling NFC to shut down Apple Pay – October 25, 2014
iPhone users earn significantly more than those who settle for Android phones – October 8, 2014
Yet more proof that Android is for poor people – June 27, 2014
More proof that Android is for poor people – May 13, 2014
Apple’s iOS dominates in richer countries, Android in poorer regions – March 25, 2014
Twitter heat map shows iPhone use by the affluent, Android by the poor – June 20, 2013
iPhone users smarter, richer than Android phone users – August 16, 2011
Yankee Group: Apple iPhone owners shop more, buy more, remain more loyal vs. other device users – July 20, 2010

13 Comments

  1. ‘Boycott CVS and Rite Aid and any other company that willfully turns off NFC in a effort to block the vastly more secure, much more private, and far easier-to-use Apple Pay service.

    What about those that don’t ‘willfully’ turn it off, but never implement or turn it on?

  2. I wish I could boycott CVS, but I have to get my drugs there. Insurance only works with CVS and Caremark.

    I also wish there were more places that accept NFC where I live. The only restaurant that takes Apple Pay is McDonalds. Most still take the card from me and swipe it on the side of the register. My grocery store still requires card-swiping.

    I figured we’d see more NFC readers as stores began upgrading their card readers for the EMV chip switchover in the fall. But the year is almost 1/4 gone, and I haven’t see one retailer upgrade their card readers yet. Not one. Either there’s going to be a mad rush later in the year, or they just don’t care.

    ——RM

    1. Make them care. Write to them. You can find their contact information on their websites. You’d be surprised how some companies will react to a little well-written and polite feedback. Also include lack of Apple Pay in negative Yelp reviews.

      1. Where’s “here”? “Here” for me is Ohio. Maybe there’s more NFC penetration on the coasts. Here, though, the vast majority of small businesses are still using obsolete swipe only card readers and most require you to hand them the card.

        Like I said, I’m hoping that the upgrade required for EMV chip cards will result in more NFC support, but everyone’s taking their sweet time.

        ——RM

  3. I was thinking it would be nice to be able to have your appointments added to your iPhone iCal through a quick tap too. Was at an appointment desk earlier at the doctor’s office and just programmed it in manually. If everything took full advantage of Apple’s technology, the world would be so awesome.

    1. Excellent idea!

      I was thinking of another use-case that could be woven into the ApplePay/iOS ecosystem — a form-standardized electronic sales receipt is sent to your iDevice at the point-of-sale, becoming fully searchable by iOS or iOS apps, or OSX OS and/or apps, as approved by the end-user. Would make gathering business travel receipts a cinch, particularly if the receipt was form-standardized, such that the data contained was of an Apple-specified type and form, allowing any third-party app developer the opportunity to easily utilize such a data set — think accounting or tax apps, personal financial management apps, etc.

      Niffy

  4. Remember all US card readers need to be updated by October to be able to read at least the ship, if not they will be liable for security breaches, so update is coming soon, and is one of the reasons apple was smart to wait. No intelligent vendor will upgrade to chip reading an not NFC models

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